Dwight Christie Consulting

How the CHAMP Plan Works

01 Self-Insured Structure

CHAMP operates as a self-funded, self-insured wellness benefit program fully compliant with IRS Section 125.

02 Payroll Tax Reduction

The program through IRS section 125 allows an employee to lower their gross wages on a pre-tax basis in exchange for qualifying medical benefits.

03 Increased Take-Home Pay

Employees see immediate increases in their net pay while maintaining full healthcare coverage and benefits.

04 No Implementation Cost

Because the program is self-funded, there are no out-of-pocket expenses for employers to implement or maintain.

Employer Benefits

Reduce Payroll Taxes

Save $50 Per Employee Per Month

100% Compliant

Sanctioned by IRS Section 125

Immediate Implementation

Start Saving On Day One With Seamless Integration Into Your Existing Payroll System

HR executives happy about their benefit program

Employee Advantages

Excited employees after being informed of their new benefit program

More Money in Every Paycheck

Employees take home an average of $1500 more per year. This increase comes from strategic tax optimization that benefits both employees and employer.

Increased take-home pay

Average $1500 Annual Increase In Net Income

No Additional Costs

No Out of Pocket Expenses for Employees

Enhanced Benefits Package Package

Doesn’t Interfere With Major Medical

Frequently Asked Questions

We use a Section 125 Cafeteria Benefit Plan, sanctioned by the IRS, that creates payroll savings for you the employer and for your employees both.

The Champ Plan does not refund the payroll tax back to you but rather it pays those tax savings to the employer on a monthly basis.

Payroll tax reduction is legitimate. The Champ Plan adheres to Section 125 of IRS tax code and is sanctioned by the IRS.

With the Champ Plan, an employer saves annually $573.60 per employee. An employer with 100 employees on the plan will save $57,360 annually.

The good thing about the Champ Plan is that we do all the administrative and onboarding. We make it easy on your team.

By giving the employees extra take-home pay for being proactive about their own health and helping them avoid paying for medical services instead of out of their own pockets.

Any business or employer with W2 employees who wants to retain good employees and improve the bottom line.

Usually within a couple of months after requesting coverage and right away after enrollment.

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