01 Self-Insured Structure
CHAMP operates as a self-funded, self-insured wellness benefit program fully compliant with IRS Section 125.
02 Payroll Tax Reduction
The program through IRS section 125 allows an employee to lower their gross wages on a pre-tax basis in exchange for qualifying medical benefits.
03 Increased Take-Home Pay
Employees see immediate increases in their net pay while maintaining full healthcare coverage and benefits.
04 No Implementation Cost
Because the program is self-funded, there are no out-of-pocket expenses for employers to implement or maintain.
Employer Benefits
Reduce Payroll Taxes
Save $50 Per Employee Per Month
100% Compliant
Sanctioned by IRS Section 125
Immediate Implementation
Start Saving On Day One With Seamless Integration Into Your Existing Payroll System
Employee Advantages
More Money in Every Paycheck
Employees take home an average of $1500 more per year. This increase comes from strategic tax optimization that benefits both employees and employer.
Increased take-home pay
Average $1500 Annual Increase In Net Income
No Additional Costs
No Out of Pocket Expenses for Employees
Enhanced Benefits Package Package
Doesn’t Interfere With Major Medical